Our Services

At Huberty Wealth Management, we provide assistance in the following areas:

   

Financial Consulting

 

Financial ConsultingWe at Huberty take a process-driven, consistent approach to wealth management. Based on your unique financial needs and goals, we begin with a financial review. Together, you and Huberty craft a formal plan. On a regular basis, Huberty follows up with you, assessing the current financial scene to help you adjust your investments to continue meeting your goals, or to tweak the goals themselves as needed.

Some financial consultants are paid only on commission, which encourages them to not take sufficient time to do the proper planning. Huberty Wealth Management patiently ensures that due diligence is followed on each plan. We believe that deliberate, careful scrutiny is better in the long run (for our clients, and for our business) than rushing through a proposal, closing the sale, and getting a quick commission.

Huberty will work with you to build a complete financial life plan by creating a budget, analyzing your social security benefits and pensions, retirement planning and income distribution, and finally estate planning. We will help you to recognize the financial opportunities that come along, because we at Huberty are focused on opportunity.

Among the services provided by Huberty Wealth Management:

- Retirement plans - College plans
- Tax plans - Estate plans
- 401(k) planning - Money purchasing plans
- 403(b) planning - Profit sharing plans
   

Tax Planning

 

Huberty Wealth Management's staff of CPAs are tax experts, with financial expertise in nearly all areas. Their job is to help you minimize present and future tax consequences, and to coordinate those tax consequences with your financial objectives. A one-size-fits-all approach is totally inadequate to address today's complex and ever-changing tax codes. The advisors at Huberty apply their up-to-date tax expertise to your unique circumstances, and create a customized solution. We're focused on opportunity, and we want to be sure that you never miss those opportunities.

Huberty will work with you to build a complete financial life plan by creating a budget, analyzing your social security benefits and pensions, retirement planning and income distribution, and finally estate planning. We will help you to recognize the financial opportunities that come along, because we at Huberty are focused on opportunity.

Specialized tax areas where Huberty's CPAs have experience include:

- Federal tax compliance - Cost segregation
- Multistate tax compliance - Tax accounting (ASC 740)
- Nonprofit reporting - Specialized tax services
- Estate and trust services - Relocation tax issues
- Gift tax reporting - State tax return preparation
- Sales and use tax filings - Representation before the IRS
- Personal property taxes - Individual tax preparation and planning
- Payroll taxes - Business startup, counsel and corporate taxes
- Tax defense and advocacy - Small business accounting services
- Tax planning - IRS and state tax audits
- Tax research - Income, gift and estate tax returns
- Accounting methods - Mergers and acquisitions
   

Retirement Planning

 

Plan for RetirementEven if you're not thinking about retirement, you should start planning for it. Now. The sooner you start the plan, the more secure you'll be when it comes time to implement the plan. As your very own personal CFO, Huberty is able to help you take a look at your full life picture. Because Huberty is focused on opportunity, we will help you recognize the financial opportunities that come up. Huberty's advisors will help you understand all the factors that go into financial planning—taxes, accounting, finance, investments and more—in the context of your complete life. We help clients make meaningful changes in their lives.

   

Social Security Planning

 

When is the right time for you to start taking your Social Security benefits? Huberty can help you make that decision. You and your Huberty advisor will gather all your relevant factors and enter them into special Social Security planning software. The two of you will then go through an iterative set of “if-then” considerations. You'll tweak certain choices (such as moving your retirement up, or deferring it) until you are satisfied that you have the best Social Security strategy open to you.

   

Fee Only Financial Planning

 

Financial PlanningSome clients find it most suits their needs to use the experience of Huberty Wealth Management on a flat, hourly-fee basis. This arrangement allows for a plan to be worked out between the client and Huberty. Huberty's depth and diversity of knowledge and experience go into the building of that plan, but it will not include any specific product recommendation.